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Arrow Bank formerly named Saratoga National Bank

First-Time Homebuyers
Let us help you open the door to your first home.

Ready for Homeownership

Becoming a homeowner is a life-changing decision — and it helps to have a team you trust by your side! From start to finish, you can count on Arrow Bank to help take the guesswork out of your first home purchase.

Roadmap to Closing

How will your credit score affect your mortgage? How long does it take to close on a home? Our special guide for home buying answers those questions and helps ease your journey to homeownership. Discover the different loan options, learn the lingo, and check out our list of what to do and not do during the home-buying process.

First-Time Homebuyer Loan

We offer a loan designed specifically for first-time homebuyers. Our program features low down-payment requirements and tons of cost-savings for you!.

Homebuyer Dream ProgramTM

Learn how eligible first-time homebuyers could receive funds through our partnership with the Federal Home Loan Bank of New York.